How do you get the best mortgage rates?
When it comes to your next mortgage, it's a good idea to put yourself in the best possible position to master the loan application and get the most suitable mortgage rate.
Your credit score, income (which is transformed to a debt-to-income ratio), and investments are the three pillars.
Here are the steps to help you get the mortgage offer.
- Improve your credit score
- Prepare records
- Build down payments
- Consider 15-year loan
- Compare loan offers
- Lock-in rate
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