What kind of business insurance do I need?
Employers' liability insurance is a legal requirement in the United Kingdom for most businesses. If you employ one or more employees, you are legally required to have this business insurance protection, and failing to do so could result in a fine. This business insurance protection covers you if one of your employees becomes ill or injured due to their job. Employer obligation extends to all employees, whether full-time or part-time. It's also needed if you use volunteers or hire people part-time, even if it's just a friend helping out on the weekends. Consider legal protection insurance as an additional layer of security in an employment problem. OriginalSource :- https://sites.google.com/view/mountview-financial-solutions/blog/what-kind-of-business-insurance-do-i-need?authuser=0